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クレジットカードで困ってます。
- #1
-
- やす2号
- 2006/04/24 07:40
はじめまして。
最近SSNを取得し、クレジットカードを作ろうとしたのですが、最初にアプライした会社でヒストリーが良くないと拒否されました。
原因を追跡すると以前ルームメイトが未払いのインターネット費用があり、それが原因でBadヒストリーとなってたみたいでした。
そこで、遺憾にもルームメイトの分の未払い料金を払い、再度クレジットカードをアプライ(Macys)でしたのですが、更に何らかの理由で拒否されました。
クレジットヒストリーが悪いと、部屋を借りる事が難しくなるので非常に困ってます。
どなたか簡単にクレジットカードを作れる方法を知ってる人はいませんか?
- #2
-
普通、ルームメートのヒストリーは関係ないのでは? クレジットヒストリーは個人ごとに分かれているはずです。 SSNを取らて間もないのなら、アメリカでクレジットヒストリーがないのが原因では? クレジットヒストリーは、自分で滞納した記憶さえなければ、そんなに悪くなることはないと思います。 最初のクレジットカードは、自分が口座を持ってる銀行で開けるのが一番簡単な気がします。 そこでヒストリーを作って、好きなカードを後であけてみては如何でしょう?
- #3
-
このまえやっとクレジットカードを手に入れました。こちらに来て1年で何も分からなかったんですけど。やっと!
- #4
-
- coco2006
- 2006/06/22 (Thu) 18:27
- Report
ロサンゼルスの「びびなび」からNYを見に来て やす2号さんの書き込みをみつけました。
先にもう答えられていたのですが、SSNを取得したばかりではヒストリーのスコアはかなり低いものです。
その状態であちこちとカードをアプライするのは逆にスコアを下げてしまう結果になりますので、避けた方が良いと思いますよ。
初めはセキュアカードなどからはじめられては如何ですか?
詳しくはHPがありますから
よかったらご覧になってくださいね!
http://cocos.town-web.net/
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