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クレジットカードで困ってます。
- #1
-
- やすごん
- 2006/04/24 00:23
はじめまして。
最近SSNを取得し、クレジットカードを作ろうとしたのですが、最初にアプライした会社でヒストリーが良くないと拒否されました。
原因を追跡すると以前ルームメイトが未払いのインターネット費用があり、それが原因でBadヒストリーとなってたみたいでした。
そこで、遺憾にもルームメイトの分の未払い料金を払い、再度クレジットカードをアプライ(Macys)でしたのですが、更に何らかの理由で拒否されました。
クレジットヒストリーが悪いと、部屋を借りる事が難しくなるので非常に困ってます。
どなたか簡単にクレジットカードを作れる方法を知ってる人はいませんか?
- #2
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日系のカードを作られてはいかがでしょうか?日本の信用履歴でつくれます。PremioとかANAカードとかあるようです。
- #3
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私もヒストリーがないと言うことで、きちんとした仕事があるのに、なかなかとれませんでした。友達から聞いて、Citibankの日本人の方がつとめているところに行って事情を説明したら、なんとかしてみます、ということで、しばらくしてカード申請がオッケーになりました。日本人の人がいるところがいいと思います。
- #4
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私の場合も仕事をしていたのに、クレジットヒストリーがなくメイシーズやターゲットでさえもカードが作れませんでした。
で、ある日モールにあるような宝石店で$200前後の安いアクセサリーを買ったらヒストリーなしでアプルーブされ、ミニマムペイメントだけをを半年以上かけて払ったらがんがんクレジット会社からレターが来るようになりました。今ではカード2枚持ってますよ。
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